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Shawna Sidhu

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Mortgages

Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.

Whether you’re about to buy your first home, or are planning to make a move to your next home, it is critical that you inform yourself about the factors involved.

Here are 6 things homebuyers often overlook when buying a home:

  1. Get pre-approved for a mortgage before you go looking for a home
  2. Know what monthly dollar amount you feel comfortable committing to
  3. Think about your long term goals and expected situation, to determine the type of mortgage that will best suit your needs
  4. Understand what prepayment privileges and payment frequency options are available to you
  5. Ask if your mortgage is both portable and/or assumable
  6. Seriously consider dealing with a Mortgage Expert

For a rough guide, find out what price home you can afford by using the mortgage below.

Mortgage calculator
Provided by CalculatorsCanada.ca

I also recommend you talk to a professional. Below is a list of mortgage specialists I know and trust.

Mortgage Specialists:

  • Michelle Beeton Kal-Mor Mortgages phone: 250-549-0945

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Get in Touch

Office: 250-503-3461
Cell: 250-558-7333
Fax: 250-549-7007
Toll Free: 1-800-667-2040
Email: [email protected]

Opening Your Door to the Okanagan!

Shawna Sidhu Vernon House Finder logoWorking with an experienced REALTOR® gives you professional service, in an informative stress free environment! I would love to help you fulfill all your real estate goals and dreams. Whether you’re a first-time home buyer or have been around the block a few times, I respect that this will likely be one of the largest investments that you and your family make. As a life-long resident here, I am excited that you have chosen to call the beautiful Okanagan Valley your home, and would love to help you find the perfect place to settle in!

Shawna Sidhu

Personal Real Estate Corporation

RE/MAX Vernon

5603 27th Street, Vernon, BC V1T 8Z5
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Not intended to solicit currently listed properties or buyers under contract. Information is from sources believed to be reliable, but should not be relied upon without verification.